Life Insurance and Annuities

Serving Our Members For Over 120 Years

Over 22,000 members participating in SNF financial solutions and fraternal engagement

Since 1989, nearly $1M distributed in scholarships to our fraternal youth

Over 120 years of fraternal events and fellowship

Protect your loved ones financially.

At the SNF, we understand the importance of family and providing for them in an uncertain world. Planning your family’s financial stability can feel overwhelming. The solutions are often complex and difficult to understand. Our financial advisors work with you every step of the way so you can have peace of mind with a solution that works best for you and your loved ones.

No one should have to make important decisions about their family's protection without the support and respect of a trusted guide.

Why choose the SNF?

For over 120 years, the SNF has provided life insurance, annuity, and education savings solutions for our fraternal members.  Our competitive offerings, coupled with team members who know and care about your family and your unique needs, give our members peace of mind. 

As a Fraternal Organization that serves Serbian descendants (and their friends and families), the SNF products are the best choice for anyone looking for guidance, empathy, and a caring financial partner to help you make the best choice for your needs.

We are all indebted to the SNF for the 120 years of outstanding and continuous service in preserving and reporting on our wonderful Serbian culture and traditions.
Alexander M.
Serbian 3 Day Boat Ride

Preserve. Promote. Protect.

These words carry real meaning for us. The SNF preserves the heritage of our Serbian founders and those who had the foresight to provide the means to educate and promote products that would protect those we love long after we are gone. 

The SNF life insurance and annuity solutions are competitive market solutions. When working with one of our team members, we will help you every step of the way, making sure your needs are met and you and your family are cared for in the same way we have cared for those that came before us.

3 Simple Steps To Secure Financial Stability

1. Talk with an advisor

Someone on our team will meet with you to learn more about your needs.

2. Apply

Fill out our preliminary form and we will get back to you with more information.

3. Find your solution

Our financial experts will help you find the right products for you!

Our Top Solutions


5 and 8 year
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Optimum Choice

1, 2, and 3 year
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20 Year Pay Life

Whole life insurance plan
  • Higher premiums condensed over a shorter period.
  • Guaranteed rate of return on your cash values
  • Entitlement to all fraternal benefits of the SNF

Open An SNF Annuity Today!

Short Term:  4.25%  Optimum Choice (1  year)

5.25% Optimum 2*

5.50% Optimum 3*

Long Term:  6.25% Genesis 5*   7.00% Genesis 8*

  • Guaranteed never to earn less than 3%
  • Tax deferred earnings
  • No sales charges or fees
  • Liquidity/Withdrawal features
  • Flexible retirement income options
  • Avoids Probate
*$25,000 Minimum Deposit; Lower minimums available

Protect And Grow Your Assets